Dis-Chem Life: Making Life Insurance Simple, Affordable & Rewarding for those with Chronic Conditions

Dis-Chem invited me to the launch of their new Dis-Chem Life Insurance, which was held at the Campus in Bryanston, Johannesburg.

Have a look at the video below:

Let’s be real—life insurance has always been a bit of a grudge buy. Complicated, expensive, and only really coming into play when something goes wrong. But Dis-Chem is changing the game! With the launch of Dis-Chem Life, they’re bringing affordable, flexible, and hassle-free life cover to South Africans, making sure that no one is left behind—especially those living with chronic conditions like diabetes, hypertension, and HIV.

For too long, traditional insurers have penalised people with chronic conditions, hiking up premiums even if they manage their health well. Dis-Chem Life is flipping the script, offering comprehensive coverage at rates similar to those of healthy individuals, ensuring that more people can access financial security without breaking the bank.

Healthcare & Life Cover in One Package

What makes Dis-Chem Life stand out? They’re integrating health management with insurance benefits, making it easier (and more rewarding) for policyholders to take control of their well-being. Here’s how:

  • Regular Health Check-ups – Free annual screenings at Dis-Chem clinics nationwide.
  • Easy Access to Medication – Prescription reminders and seamless pharmacy integration.
  • Rewards for Healthy Living – Unlock massive discounts (up to 100% off!) on everyday essentials through the exclusive extraRewards programme.

“At Dis-Chem, we’ve always been about more than just medicine—we’re about holistic health,” says Rui Morais, Dis-Chem Group CEO. “We’re reimagining life insurance by making it simpler, more inclusive, and actually valuable from day one.”

A Fresh Take on Life Insurance

Dis-Chem Life is setting a new standard with its range of affordable, high-value policies, including:

Life Cover – Financial security for your loved ones.

Critical Illness Cover – Payouts of up to 500% for illnesses like cancer.

Disability & Income Protection – Support when life throws unexpected challenges your way.

Education Protection – Covering everything from elite private schools to more budget-friendly options.

Funeral & Grocery Protection – Because even during tough times, your family’s well-being matters.

With 1.2 million Dis-Chem customers managing chronic conditions, this new offering isn’t just about insurance—it’s about empowering South Africans to live healthier, more secure lives. And thanks to AI-driven pricing and a data-led approach, Dis-Chem is ensuring that premiums are fair, equitable, and accessible.

“We’re democratising life insurance, making it affordable and valuable,” adds Morais. “Our mission is simple: help more people protect their families while prioritising their health.”

Ready to take charge of your future? Visit www.dischemlife.co.za to find out more!

*T&Cs apply.  Dis-Chem Life is an authorised financial services provider – FSP 50594. Products are underwritten by Guardrisk Life Limited, an authorised financial services provider (FSP No 76) and a licensed life insurer.  Payout comparisons performed on 1/12/2024 against all major insurers. More information at www.dischemlife.co.za.

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